Can I get life insurance if I have an illness or disease?

Yes, there are life insurance plans available for high risk people with an illness.

Some plans may require a health exam which may end up disqualifying you for coverage due to your health.

However, there are guaranteed approval life insurance plans available for people age 45 to 85.

With guaranteed approval there are no health dams and no questions asked about your health.

However, the death benefit is limited the first two years you are in...


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